XDS is the largest locally owned credit information bureau in South Africa, with subsidiary operations in Ghana and Zimbabwe. We are part of Mettus, a collective of established brands that spans the fast growing data and technology markets across Africa. XDS is rated a level 1 B-BBEE company and is headquartered in Sandton Johannesburg, South Africa. 

At XDS, we believe that customer value and lifecycle management has largely replaced old fashioned credit management in minimising risk and improve proﬁtability within a business. We are committed to providing smarter and more technologically advanced information solutions to credit grantors and other data users, so that they can make better decisions when it comes to granting and managing credit.

Our skilled and experienced team together with our leading-edge technology means we’re able to oﬀer innovative and customised credit solutions for rapidly changing business environments. We have extensive experience in credit bureau operations both locally and internationally and are considered the technology leader in developing and deploying credit bureau operating software

JHB Office: 011 645 9100 
DBN Office: 031 584 7379 

Credit

Xpert Decision Systems (XDS) Pty Ltd

Vivian Pather

Chris Williams

Ryan Smith

George Papadimas

The Product and Development Team at Xpert Decision Systems (XDS) Pty Ltd is responsible for designing, developing, and rigorously testing innovative credit solutions and software applications. This team leverages leading-edge technology and extensive credit bureau operation experience to create customized products that help credit grantors and data users make smarter, data-driven decisions in rapidly changing business environments. The team includes roles such as SQL Developer, Product Application Tester, and Product Development Executive.

Product and Development Team

About

Team members

Other teams at Xpert Decision Systems (XDS) Pty Ltd

Account Management Team

ICT and Engineering Team