Mohammed Rafiq

Mohammed Rafiq is an experienced professional in the cross-border payments sector, currently serving as Cluster Manager at Xpress Money since April 2017, overseeing operations in multiple regions including KSA, Jordan, Egypt, Yemen, Iraq, Palestine, Afghanistan, and Pakistan. With a strong background in strategic alliance, digital marketing, and business development, Mohammed has successfully driven business growth through innovative market research, strategic planning, and team training. Prior roles at Xpress Money included Deputy Manager and Assistant Manager, where responsibilities encompassed agent business development and marketing strategy formulation. Mohammed's earlier experience includes a position at UAE Exchange, and educational qualifications include an MBA in Banking and Finance from Preston University, a Bachelor's degree in Law and Islamic Studies from the University of Peshawar, and a diploma in Electrical Engineering.