Jim Bates

Director of Credit and Risk at XSFinancial

Thirty years of diverse experience in credit, collections, and documentation to the rank of department manager. Strengths include innovative use of information systems to enhance productivity; original research into new market niches; “thinking outside the box”; training staff; and reviewing, interpreting, and negotiating transaction documents. Noted for excellent leadership and communication skills, impeccable ethics, professional attitude, and commitment to excellence. Able to sustain high energy level in a fast paced, multi-task environmen

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