Gaurav Kumar

Gaurav Kumar is an accomplished entrepreneur and founder of multiple financial services organizations, including Yubi, Vivriti Capital, and Aspero. With a strong background as a founding member and Chief Business Officer at Northern Arc Capital, Gaurav has extensive experience in structuring financial solutions and building strategic partnerships to serve underserved markets. Gaurav's innovative contributions to structured finance have led to the development of key products and programs that enhance access to capital for various sectors, particularly focused on low-income households. Currently serving as the Managing Director at Spocto and Chairman of the Board at Accumn, Gaurav is also actively involved in advisory roles for technology and marketplace companies, demonstrating a commitment to advancing financial accessibility and innovation.