Bernarda Kovačević

Bernarda Kovačević is a leading credit risk analyst at Zagrebačka banka, where they focus on corporate and small business underwriting. They previously served as the chief underwriting manager at Privredna banka Zagreb d. d., specializing in underwriting for SME companies. Bernarda has also held roles such as chief retail risk manager and corporate risk manager at Raiffeisenbank Hrvatska, providing credit risk assessment for small and medium enterprises. Their career began as a tax consultant at Deloitte & Touche d.o.o. Zagreb, and they hold a bachelor's degree in finance from Sveuèilište u Zagrebu.