Carina Santos

Carina Santos is a financial analyst with extensive experience in accounts receivable and payment methods. Currently, Carina holds the position of Analista meios de pagamento at Zapay since August 2023. Previously, Carina served as a senior financial analyst at Fretebras from November 2022 to August 2023, where responsibilities included managing the billing process and overseeing accounts receivable. From October 2018 to September 2022, Carina worked at iFood, focusing on structuring accounts receivable and payment reconciliation, including handling chargebacks and implementing collection strategies. Carina's career began at Locaweb, where roles spanned from accounts receivable analyst to collections analyst, emphasizing customer service and debt negotiation. Carina earned a bachelor's degree in Accounting from Uninove – Universidade Nove de Julho and previously completed a degree in Financial Management at the same institution.