Zmarta
Johannes Cruz is an experienced data professional currently serving as a Data Architect at Zmarta since January 2024. Previously, Johannes held roles as a Data Scientist at Bjäre Kraft and Helsingborgs stad from February 2022 to January 2024 and January 2021 to February 2022, respectively. Johannes also worked as a Data Scientist at Consid AB in 2020 and as a Credit Risk Data Analyst at Resurs Bank from January 2016 to January 2020, which included tasks related to marketing analysis and predictive modeling. Early career experiences include positions as a Financial Advisor at Nordea and Sedermera Fondkommission, along with a part-time role at Nordea during academic studies. Johannes is pursuing a Master of Science in Financial Economics at Lund University School of Economics and Management, having previously earned a Bachelor of Science in Business and Economics with a focus on Financial Economics.
Zmarta
At Zmarta, we want to make it easy for consumers to make smarter decisions with their money. This is why we offer a range of financial services for loans and mortgages, electricity and insurances. Most of our partners are banks, electricity providers and insurance companies. We envisage a world where no one pays a penny too much. We empower our customers to make smarter decisions that improve their personal finances, and we offer our partners in-depth customer knowledge and a cost-efficient way to reach their target audiences. Zmarta has a team of passionate and trustworthy employees who will do their absolute outmost to provide you with the best solution for you. We strive for operational excellence and work tirelessly to build an industry leading financial technology platform, so you can relax in the knowledge that you have made the smartest financial decision.