22nd State Bank
Steve Smith is an accomplished banking executive with extensive experience in leadership roles across various banking institutions. Currently, Steve serves as the Founder, CEO, and President of Always.bank since March 2024. Prior to this venture, Steve held the position of CEO and President at 22nd State Bank since December 2015, alongside previous roles at First US Bank, Republic Business Credit, LLC, and Wells Fargo Bank, where leadership experience included Senior Vice President and Vice President positions. Steve's educational background includes a Bachelor of Science in Business Administration/Finance from Auburn University at Montgomery, an ABA Stonier Graduate School of Banking degree, and a Wharton Leadership Certificate from The Wharton School, all of which enhance a solid foundation in banking and executive management.
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22nd State Bank
22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships. We care about individuals. We cannot grow without the kind of consistency that builds trust and community. And we wouldn’t want to. Our process is one of consistent adaptation – not to trends but to our customers and our communities. Everyone is different, so we make products and services to fit everyone’s needs. Our decisions are kept local and our service personal. That will always be the case. Member FDIC | Equal Housing Lender | NMLS # 440410