Rafael Cremaschi

Rafael Cremaschi, CFP®, is an experienced investment advisor currently serving at 3A Investimentos since September 2023. Previously, Rafael held the role of Assessor de Investimentos at Messem Investimentos from July 2019 to August 2023, and served as Gerente Geral at Banco Santander Select from November 2006 to July 2019, where responsibilities included overseeing operations from 2012 and leading Santander Select since 2015. Rafael began the career as a Gerente de Relacionamento at Citibank from August 2005 to November 2006. Educational credentials include a CFP® certification from Planejar Associação Brasileira de Planejadores Financeiros, a Post Graduation in Mercados Financeiros from Universidade Presbiteriana Mackenzie, and a Bachelor’s in Administração from FITO-FEAO Faculdade Federal de Osasco.