Alan Lucas

Alan Lucas is an experienced professional in the field of credit risk consultancy, currently serving as the Head of Research & Innovation at 4most since August 2017. Prior roles include Associate Partner and Senior Manager at Lloyds Banking Group, focusing on model approval and governance, and Director at Avenir Risk, where responsibilities encompassed consulting, modeling, and training in credit risk services. Alan's notable experience also includes directorship at Rhino Risk Ltd, where key projects involved scorecard and Basel II model development, as well as significant contributions during tenure at KPMG Advisory, Equifax, Barclaycard, Scorelink, United Dominions Trust, and Currys. Alan holds a BSc Hons 2.1 in Mathematics from The University of Manchester.