Pamela Grace Gayrama

Pamela Grace Gayrama is a Credit Risk Consultant at 4most since October 2023, bringing a wealth of experience in credit risk management. Previously, Pamela held several roles at SB Finance from April 2021 to October 2023, including Risk Model Management Team Lead (Manager) and Risk Model Monitoring Officer (Senior Assistant Manager). Prior to that, Pamela worked at UnionBank of the Philippines from August 2017 to April 2021, where roles included Risk Officer focused on credit scoring and modeling. Pamela's career began with an internship at the Department of Agriculture Regional Field Unit XIII in April 2012. Academic qualifications include a Bachelor of Science in Statistics from the University of the Philippines and ongoing Master's studies in Applied Economics at De La Salle University. Pamela is also an alumnus of Agusan National High School - Science and Technology Oriented High School and Butuan City Special Education Center.