Credit and Risk Management

The Credit and Risk Management team at Aavas Financiers is responsible for assessing the creditworthiness of potential borrowers, managing credit risk exposure, and developing policies to mitigate financial losses. They evaluate loan applications, monitor existing loan portfolios, and implement risk assessment strategies to ensure sustainable lending practices, particularly for customers in low and middle-income segments in semi-urban and rural areas. Their work is crucial in maintaining the company's financial health while supporting responsible home ownership.