Hajar Zarrami

Hajar Zarrami has over 15 years of experience in the banking sector, currently serving as a Credit Analyst at ADIB - Abu Dhabi Islamic Bank since August 2013. Responsibilities include analyzing bank statements for authenticity, assessing credit applications for SME banking, and ensuring the completeness of credit proposal documents. From August 2009 to May 2013, Hajar worked as a Relationship Manager in priority banking, managing high net worth client portfolios and enhancing customer engagement. Earlier roles include Customer Service Officer at ADIB, Tele Sales Supervisor at Emirates NBD, and Customer Service Supervisor at Dubai Islamic Bank. Hajar holds a Bachelor of Marketing from French Mediterranean private university in Tunisia, obtained between 2009 and 2012.

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ADIB - Abu Dhabi Islamic Bank

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Abu Dhabi Islamic Bank, A Public Joint Stock Company, is a leading Islamic bank headquartered and listed in Abu Dhabi- UAE with a purpose of being a lifelong partner for customers, colleagues and community. Over the last two decades, ADIB has demonstrated a consistent track record of growth with assets now totaling USD 34 billion. The bank currently serves more than 1 million customers through a balanced proposition that combines a highly-personalized customer experience with world-class digital banking services. ADIB is a full-fledged financial service provider that offers banking solutions for individuals, corporates and affluent customers. In addition, the wider ADIB Group provides brokerage, real estate and property management, payments and insurance services. ADIB has one of the largest distribution networks in the UAE with more than 60 branches. Internationally, the bank has a presence in six strategic markets - Egypt, , the Kingdom of Saudi Arabia, the United Kingdom, Qatar, Sudan and Iraq.