Ray Pennie is an experienced professional in business development and advisory services, currently serving as the Chief of Business Advisory Services at Access to Capital for Entrepreneurs, Inc. (ACE) since June 2018. With a strong background in financial services, Ray previously held the position of Vice President of Business Development at Clearpoint, focusing on strategic B2B partnerships to assist low and moderate-income clients. Prior entrepreneurial venture as the owner of Pennie Enterprises involved providing commercial mortgage training and consulting. Ray has held various roles in sales and collections across multiple organizations, demonstrating expertise in managing significant loan portfolios and cultivating business relationships in the financial sector. Ray's educational background includes studies at Capella University and a general education from Eden Prairie High School.
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