Addiko Bank AG is an Austria-based bank that provides, together with its subsidiaries, products and services. It focuses on consumers and small-medium enterprise (SME) customers. The Bank divides its activities into five segments: Retail, which includes accounts, transactions, consumer and mortgage lending; SME targets business customers offering customizable banking products and advisory services; Large Corporates offers financing products and services to large business customers; Public Finance offers to public institutions deposit products, lending products and other complementary products such as domestic and foreign payments, insurance, treasury and trade finance products; Corporate Center is an internal segment without direct product offerings, which manages the Bank and its subsidiaries. The Bank is the parent Company of the Addiko Group and operates in Austria, Germany, Croatia, Slovenia, Bosnia and Herzegovina, Serbia and Montenegro.

Banking

Addiko Bank AG

Herbert Juranek

Petra Zirhan-Wagner

Dražen Kvež

Mark Potočnik

Carmen Staicu

Ganesh Krishnamoorthi

Tadej Krašovec

Edgar Flaggl

The Risk Management Team at Addiko Bank AG is responsible for identifying, assessing, and mitigating financial and operational risks across all segments of the Bank. This team works to ensure robust credit risk management, optimize credit processes, manage market and liquidity risks, and oversee integrated risk across retail, SME, large corporates, and public finance sectors. By doing so, they safeguard the Bank's financial stability and regulatory compliance, while supporting the institution's growth and strategic objectives.

Risk Management Team

Leadership Team

Data and Analytics Team

Risk Management Team

About

Team members

Other teams at Addiko Bank AG

Leadership Team

Data and Analytics Team