Cristian Costabal has extensive experience in finance and administration, currently serving as Gerente de Administración y Finanzas at AFP HABITAT since March 2014. Prior roles include Gerente de Inversión y Financiamiento at Corfo, where significant contributions involved managing risk coverage funds exceeding USD 700 million for SMEs, and Gerente de Administración y Finanzas at Arrimaq S.A., leading financial restructuring and collective bargaining efforts. Costabal also held positions as Gerente de Administración y Finanzas at Southpack, responsible for multiple financial areas, and Subgerente de Administración y Gestión at Agrosuper - Superfruit, overseeing budget control and financial management for various agricultural operations. Earlier experience includes roles at BBVA, focusing on financial analysis and credit risk management. Cristian Costabal holds a Magister in Finance and Investments from ESE Business School, an MBA from Pontificia Universidad Católica de Chile, and a degree in Agronomy from Universidad Mayor.