Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment eco-system. 

A key to the growing and continued success of the company was an executive team determined to invest in the most up-to-date, cutting edge technologies. AFS is owned by a total of 37 banks and financial institutions and serves over 60 clients in more than 20 countries across MEA.

Today, AFS is the region’s leading digital payment solutions provider and Fintech enabler, regulated by the Central Bank of Bahrain. 

AFS’s innovative approach to the provision of financial services is evidenced by a series of pioneering payment services that covers card processing services, merchant acquiring, fintech solutions and an impressive array of value-added services. 

The emphasis that AFS places on innovation has positioned the company as a driving market force, delivering a rich portfolio of payment solutions including digital mobile wallets, customer orientated Merchant Acquiring services; Bahrain’s leading digital payroll solution Al Rateb, global Contact Centers and much more.



Payments

Arab Financial Services

Samer Soliman

Rana Sinousi

Mohammad al Najar

Tawfik Mahmoud

Abdelmeguid Afifi

Maher Kaddoura

Kavita Nair

Ghassan Mardini

Charles Gill

The Human Resources and Legal team at Arab Financial Services (AFS) is responsible for managing the company's workforce and ensuring legal compliance across all operations. This team focuses on talent acquisition, employee engagement, and policy development while also overseeing contracts, regulatory adherence, and risk management. Their collaborative efforts support AFS in fostering a positive workplace culture and navigating the complex legal landscape of the fintech industry.

Human Resources and Legal

Operations and Management

Quality Assurance and Software Development

IT and Technical Operations

Human Resources and Legal

About

Team members

Other teams at Arab Financial Services

Operations and Management

Quality Assurance and Software Development

IT and Technical Operations