Muhammad Hammad Javaid

Muhammad Hammad Javaid, FCA, is an accomplished finance professional with extensive experience across various sectors, including healthcare and consulting. Currently serving as Executive Vice President at Al Ghurair since March 2024, Muhammad held the position of Chief Financial Officer at Valiant Clinic & Hospital from February 2023 to February 2024, where challenges included addressing operational inefficiencies and cash flow deficits. Previous roles include Senior Partner in Audit and Advisory at Hammad Iqbal Hussain & Company, Chief Advisor and Director at Truwise Group, and Director of Finance at Meraas Holding - Healthcare. Muhammad's early career featured significant finance roles at Saudi German Hospitals Group, Ruby Textile Mills Limited, and the CSN Group, alongside foundational training as a trainee chartered accountant. Educational credentials include an Associate Chartered Accountant from the Institute of Chartered Accountants of Pakistan and a Bachelor's of Commerce from the University of the Punjab.