Alabama Farm Credit makes loans to purchase or improve farms, timberland, recreational property, agribusiness operations and rural homes. We also make agricultural operating loans to cover the day-to-day expenses of running a farm, producing a crop and managing a livestock herd.

We understand the unique aspects of agricultural and rural real estate financing, and we take a personal interest in each of our customers in an effort to meet their financing needs.

As a financial cooperative, we are governed by a local board of directors and owned by borrowers.  

We also strive to return earnings to our customers through our dividend programs called Patronage.

Agriculture & Farming

Credit

Real Estate

Alabama Farm Credit

Mel Koller

Wendy Tysinger

Lexie Watts

Thomas Hays

Rusty Alldredge

Jonathan Feeback

Beverly Niceley

Samantha Southerland Mba, Pmp

Debbie Dabbs

Kedric Karkosh

Jody Campbell

The Operations Team at Alabama Farm Credit ensures the smooth and efficient processing of all loan operations, from application to approval. The team comprises the Director of Loan Operations, who oversees the entire loan processing system, the Portfolio Analyst, who evaluates loan performance and assesses risk, and the Director of Credit, who manages credit policies and ensures regulatory compliance. Together, they support the financial needs of farmers and rural property owners by facilitating timely and accurate loan transactions.

Operations Team

Lending and Credit Team

Branch Operations Team

Leadership Team

Operations Team

About

Team members

Other teams at Alabama Farm Credit

Lending and Credit Team

Branch Operations Team

Leadership Team