Cipto Pramono

Cipto Pramono is an experienced finance professional currently serving as the Financing Unit Head at ALAMI since January 2021. Prior to this role, Cipto held various positions at Modalku from November 2016 to December 2020, focusing on enhancing credit portfolios and fostering relationships with clients. Experience at Bank Sahabat Sampoerna as a Senior Relationship Manager involved promoting SME products and managing contractor financing. Cipto's career also includes roles at PermataBank, where responsibilities included selling unsecured loans and maintaining customer relations, and at Citi, where roles spanned from Executive Universal Banker to Card Advisor, involving product presentations and account management. Cipto holds two Bachelor's degrees in Computer Science and Information Systems from STMIK Indonesia, earned between 2009 and 2013.