Amber Nikolay

Amber Nikolay is an experienced financial services professional currently serving as the Director of Lending Services at Allegacy Federal Credit Union, overseeing various teams to drive automation and process improvements in loan operations. Previously, Amber held positions within Atlantic Union Bank and American National Bank, where responsibilities included managing commercial lending assistants and enhancing loan processes across multiple states. Notable achievements include leading projects that significantly reduced documentation exceptions and receiving the Bill Traynum Outstanding Service Award for exemplary service. Amber also has a diverse background in business ownership and support roles in various industries, showcasing a strong ability to drive efficiency, collaboration, and regulatory compliance. Educational qualifications include a Bachelor of Arts in Psychology and Anthropology from Ripon College.