Shamir Karkal

Shamir Karkal is a seasoned professional with extensive experience in the financial technology sector. Currently serving as a Board Member at AIR - Alliance for Innovative Regulation and co-founder and Chief Strategy Officer at Sila, Shamir has held significant roles at notable companies such as Mighty, CGAP, BBVA, and Simple Finance, where contributions included pioneering the development of Open APIs and redesigning retail banking experiences. Shamir’s early career included positions at McKinsey & Company, UBS Securities, Mphasis, and Intelligent Software Solutions, where analytical and technical skills were developed. Academically, Shamir holds an MBA in Finance and Strategy from Carnegie Mellon University, an MPIT in Information Technology from SCIT, and a B.Sc. in Physics and Computer Science from Bangalore University.

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Portland, United States

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AIR - Alliance for Innovative Regulation

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How will the financial regulatory system keep pace with the exponential technology innovation that is transforming financial services? Regulation will have to modernize as well. The Alliance for Innovative Regulation (AIR) is a nonprofit aiming to help transform financial regulation from manual, analog design to digitally-native design. The result will stabilize the financial system, protect consumers from harm, foster innovation, and enable financial inclusion. AIR was co-founded by Jo Ann Barefoot, a former Deputy Comptroller of the Currency and staff member at the US Senate Banking Committee, and David Ehrich, co-founder of Petal and former General Manager at American Express and Head of Credit Card Strategy at JPMorgan Chase.


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