AAIS (American Association of Insurance Services)
Joan Zerkovich has extensive work experience in various leadership roles. Since 2012, they have been serving as the Senior Vice President of Operations at the American Association of Insurance Services (AAIS). In this role, they are responsible for overseeing daily operations including product development, data management, regulatory compliance, and information technology. Joan is also the executive sponsor for openIDL, a blockchain solution that is revolutionizing regulatory reporting in the insurance industry. Prior to their current position, Joan served as the Treasurer for Veterinarians Without Borders from 2009 to 2016.
Joan Zerkovich received their Bachelor of Science degree in Biochemistry from the University of California, Davis, where they studied from 1973 to 1977. Later, they pursued a Master of Business Administration (MBA) degree with a specialization in Business Information Systems from California State University-Sacramento, completing their studies between 1983 and 1986.
In addition to their formal education, Joan Zerkovich has obtained a certification from IBM. In April 2020, they became a member of the IBM Blockchain Platform Board of Advisors.
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AAIS (American Association of Insurance Services)
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The American Association of Insurance Services (AAIS) is a Member-owned, non-profit national insurance advisory organization that provides specialized services to property/casualty insurers. More than 700 P/C insurers of all sizes throughout the U.S. use policy forms and/or rating information provided under more than 34 AAIS programs of personal, commercial, agricultural, and inland marine insurers. Long-known for its industry-leading inland marine and commercial output programs, AAIS in recent years has set new standards for innovation in agricultural property and liability coverage, and led the way in introducing the first advisory organization plan for rating homeowners policies by peril. In addition, AAIS is one of two licensed statistical agents operating nationally that collects P/C statistical information for meeting regulatory requirements and for developing loss costs for use in rating policies. In 2013, AAIS made a substantial new departure by launching its "Underwriting Platform," a cloud-based application for underwriting and rating policies and capturing information during the quote process. "UP" has been developed to support AAIS's industry-leading Commercial Output Program and key classes of its Inland Marine Guide. In coming months and years, it will be deployed to support all AAIS programs. AAIS was created in the mid-1970s as the successor organization to a former inland marine rating bureau and continues to operate under a commitment to preserve competition in bureau services for P/C carriers. AAIS is currently led by Edmund J. Kelly, president and CEO, who came to AAIS in 2012 after years of experience in organizations that provided professional liability and property catastrophe insurance.