Sofia E. Freyder

Sofia E. Freyder has extensive experience in payment strategy and product management across leading financial institutions. Currently at American Express as part of the Enterprise Payments Strategy and Governance team, Sofia drives a global payments strategy and enhances risk management processes. Previous roles include serving as Head of Payment Express at Citi, where Sofia led the global Instant Payment initiative, and as Head of Real-Time Payments at JPMorgan Chase & Co., overseeing product development for US Real-Time Payments. Sofia's earlier career includes significant positions at Earthport, MasterCard, Western Union, and Baltic Beverages Holding, focusing on product marketing and brand management, supported by a Master's in Marketing and dual degrees in Business Administration.