Garo A. Hernandez

Garo A. Hernandez is an experienced financial professional currently serving as Vice President and Credit Operations Manager at Ameris Bank since December 2021. Prior experience includes a tenure as Credit Manager at Balboa Capital from August 2018 to December 2021 and a long-standing career at Wells Fargo from July 2001 to August 2018, where Garo held various roles including Senior Credit Underwriter, Lending Manager, and Credit Underwriter. Garo's expertise encompasses managing credit operations, underwriting individual consumer loans, handling escalated issues, mentoring underwriting staff, and ensuring compliance with regulatory standards while maintaining strong client relationships.