Chris Hartz is a seasoned financial professional with extensive experience in risk management, portfolio analytics, and balance sheet management. As a Managing Director at Annaly Capital Management since 2014, Chris has overseen risk reporting and model analytics for a $90 billion portfolio, implementing innovative solutions such as real-time climate impact mapping and enhanced surveillance reporting. Prior to this role, Chris served as Director of Balance Sheet Management at CIT, where responsibilities included asset liability management and regulatory compliance, achieving significant portfolio enhancements. Chris began a career in finance at Deloitte, providing valuation services for infrastructure assets. Academic credentials include a B.S. in Chemical Engineering from Lafayette College and an MBA in Finance from Seton Hall University.