Fred M. Galarraga

Fred M. Galarraga, CAMS, is a seasoned compliance professional with extensive experience in regulatory compliance across various financial institutions. Currently serving as the Director and Compliance Officer at Ascent Developer Solutions since June 2025, Galarraga oversees regulatory compliance and collaborates with legal counsel on multiple compliance initiatives. Previous roles include Corporate Compliance & Risk Officer at Elemi Bank and Senior Lead Compliance Officer at Bank of the West, where responsibilities encompassed developing compliance strategies and fostering a compliance culture. Galarraga's career includes leadership positions at City National Bank, HSBC, and Bank of Tokyo-Mitsubishi UFJ, focusing on compliance, risk management, and strategic advisory within banking operations. Galarraga holds a BBA in Economics with a minor in Finance from Baruch College.