Kulraj has nearly two decades of banking experience, with his previous twelve years spent in commercial banking. He was in senior relationship positions for an international bank in both business banking and mid-market divisions. During this time, Kulraj gained valuable experience in the credit approval process and negotiated with credit approvers for commercial lending deals in a variety of industries. He is well-versed in the forestry and transportation industries and has a strong interest in real estate development projects.
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