Rainer T. Defante

Maria Teresa C. Ogbinar

Chief Risk Officer

Jacob C. Ng

Chief Transformation Officer

Andrew A. Chua

SVP, Trust & Investment

Leonides F. Intalan

SVP, Consumer Lending

Maria Magdalena V. Surtida

First VP, Cards Business

Isabel M. Papa

EVP, Remittance Marketing

Wilfredo E. Rodriguez, Jr.

EVP, Operations & IT

Albert T. Reyes

First VP Information Technology

Lela S. Quijano

SVP, Remedial Management

Soledad O. Reyes

First VP, Financial Control

Rachelle D. Ng

First VP, Supplies & Services Management

Annette R. Manapil

First VP, Corporate Planning & Investor Relations