Jonathan Heydari

Jonathan Heydari, PhD, FRM, currently serves as Senior Manager - Credit Risk Modelling at Atom bank, focusing on IRB Application Modules, IFRS 9, and forecasting since January 2019. Prior roles include Senior Manager - Credit Risk Models & Fraud Strategy and Credit Risk Modelling Manager at Virgin Money, where responsibilities encompassed financial risk modelling, capital models, affordability models, and compliance assessments. Jonathan holds a PhD in Statistics from Newcastle University and has a strong educational background with a Master's and Bachelor's degree in Statistics and Financial Mathematics from The University of Manchester. Professional qualifications include certification as a Financial Risk Manager (FRM).