Andrew Kromer

Andrew Kromer is an experienced professional in retail credit underwriting with extensive leadership roles in various financial institutions. Currently serving as the Head of Retail Credit Underwriting at Attijariwafa Bank Egypt since November 2017, Andrew has been instrumental in the migration process to new lending systems and the implementation of underwriting policy rules. Previously, at Barclays Bank Egypt from April 2014 to November 2017, Andrew held several positions including Retail Credit Underwriting Senior Officer and Retail Credit Underwriting Officer, focusing on credit application assessments and staff training. Andrew's career in banking began at Barclays Bank, where roles included CBE Coordinator in Risk Assessment Unit, analyzing customer applications. Academic achievements include a Doctorate in Business Administration and a Master's in Global Management from Paris ESLSCA Business School, alongside a B.Sc. in Management Science from Sadat Academy for Management Sciences.