Atto (formerly DirectID)
Andy Spence is a Machine Learning Data Scientist at Atto (formerly DirectID). Prior to this, Andy has held various roles including Research Fellow at Heriot-Watt University and Software Developer at Chi-Squared Innovations. With a background in Computer Science, Information Technology, and Chemical Engineering, Andy has a wealth of experience in research and software development.
Atto (formerly DirectID)
At Atto, we provide instant insights into the financial behaviours of borrowers through real-time transaction data. This allows for more confident decisions, more accurate predictions and more profitable portfolios.