Rajat Malhotra

Rajat Malhotra is a seasoned banking professional with extensive experience in operational risk management and auditing. Currently serving as Senior Manager of Operational Risk at AU Small Finance Bank since April 2022, Rajat specializes in conducting onsite risk assessments and identifying key risk areas for process re-engineering. Previously, Rajat held the role of Senior Auditor at Utkarsh Small Finance Bank, focusing on internal audit projects aimed at enhancing risk management and governance. Rajat's career includes significant positions at Kotak Mahindra Bank as Manager of Branch Operations, overseeing compliance and operational processes, and past roles at HDFC Bank and ICICI Bank, where operational and customer transaction management were key responsibilities. Rajat holds an MBA in Banking, Corporate, Finance, and Securities Law from SCDL as well as qualifications from NIIT in Banking and Financial Support Services.