Shrinivas Kulkarni

Shrinivas Kulkarni is an accomplished finance professional with a robust background in credit management and risk underwriting. Currently serving as National Credit Manager at Axis Finance Limited since August 2021, Shrinivas focuses on portfolio management and policy processes for MSME clients. Prior to this role, Shrinivas held the position of Senior Vice President at Suryoday Small Finance Bank Ltd, and has extensive experience as a Risk Underwriter at HDFC Bank, managing large ticket mortgage proposals across India. As Chief Credit Manager at Kotak Mahindra Bank, Shrinivas was responsible for overseeing all processes related to credit proposals from login to disbursement. Shrinivas began a career as a Management Trainee at The North Kanara G.S.B. Co-Op. Bank Ltd. Shrinivas holds a CACA from The Institute of Chartered Accountants of India and a Bachelor of Commerce from the University of Mumbai.