Carlos Ramos

Carlos Ramos has a diverse work experience in the banking industry. Carlos began their career in 2002 at Bank of Scotland, where they held various roles in Corporate Real Estate, Corporate Banking, and Special Assets. In these roles, they focused on identifying opportunities and managing customer relationships, including complex workout and restructuring situations. In 2011, Carlos joined HSBC as a Vice President, where they were responsible for building and managing a diverse client base in Southern California's Middle Market. Carlos also played a key role in Project Bishop, a middle market coverage team. In 2016, Carlos moved to Woodforest National Bank as a Senior Vice President, leading the setup of their Commercial Banking team and actively contributing to business development efforts. Currently, Carlos holds the position of Senior Vice President, Market Manager in Commercial Banking at Banc of California, starting in 2020.

Carlos Ramos has a Master of Business Administration (MBA) degree in Finance and Strategy from the Drucker School of Management. Carlos also holds a Bachelor of Business Administration (BBA) degree in Finance with a minor in Hispanic Business Studies from Loyola Marymount University, College of Business Administration. Additionally, Carlos has completed the Corporate Credit Risk Management I and II courses at the Citibank School of Banking in New York. Carlos has also obtained the ICA Certificate in Anti Money Laundering and Sanctions Compliance with Distinctions from the International Compliance Association. No specific information about the start and end years of these educational experiences or the month and year they obtained the certification is provided.