Andreea-Cristina Chioseaua

Andreea-Cristina Chioseaua is currently a Junior Risk Manager specializing in Credit Risk Analytics at BCR since August 2023. Previously, Andreea-Cristina worked as a Junior Risk Modeller at OTP Bank Romania from October 2022 to August 2023, contributing to the development and deployment of risk models and data-driven strategies for lending and portfolio management, including building a Probability of Default (PD) model for cash loan products aimed at private individuals. Andreea-Cristina holds a Master's degree in Business Analysis and Enterprise Performance Control from Academia de Studii Economice din București (2022-2024) and a Bachelor's degree in Economic Cybernetics from the same institution (2019-2022). The educational background also includes a High School Diploma in Mathematics and Computer Programming from Colegiul Național "Mihai Viteazul" in Slobozia, Ialomița (2015-2019).