Tiago Fernandes

Tiago Fernandes serves as the Head of Innovation at Banco ABC Brasil since November 2020, leading a team focused on accelerating the development of digital products across four key services, including CVC investments in early-stage technology and the Future Lab for testing new ideas. Previously, as a Senior Product Manager at Banco ABC, Tiago transformed the receivables negotiation process, achieving a 30% net margin gain in the first year. Tiago’s experience also includes roles as Business Development Manager at Urca Angels and Linx, and significant positions at Mercado Libre, Creditas, Rocket Internet SE, and Banco Santander, where expertise in credit analysis, product development, and investment strategies was honed. Tiago holds a Global Executive MBA from IESE Business School and a degree in Construction Engineering from Instituto Militar de Engenharia, along with ongoing education at Reforge.