Raquel Contreras is a seasoned professional with extensive experience in innovation, partnerships, and financial services. Currently serving as a Senior Manager in Innovation at BBVA en España, Raquel previously held the role of Senior Manager for Global Open Innovation & Global Partnerships at BBVA in the USA and Senior Innovation Manager for Open Banking & Partnerships at BBVA en México. Raquel's expertise includes building strategic alliances through Open Banking initiatives, leveraging fintech technologies, and enhancing value propositions for partners. Earlier positions include roles as a Senior Finance Analyst and Internal Auditor at BBVA, as well as a Senior Consultant at Ernst & Young México. Raquel holds advanced degrees in Internet Business and Project Management.