Hans Silva Lobos

Hans Silva Lobos serves as the Jefe de Control Crediticio y Gobernanza at Banco Falabella Chile since August 2014, leading the development and implementation of regulatory controls, admission policies, portfolio monitoring, collection, and governance within the Risk Management department, with an automated focus. Previously, in the role of Jefe de Politicas de crédito, Hans managed the bank's product portfolio, designing and updating credit policies while ensuring compliance with defined standards. As an Auditor Senior de Riesgo de Crédito, expertise was demonstrated in credit risk auditing and back-testing for provisioning models. Prior to Banco Falabella, Hans worked as a Financial Senior Auditor at EY, focusing on banks, investment funds, and financial retail companies. Academic credentials include a Magister in Contabilidad y Auditoria from Universidad de Santiago de Chile and various certifications in credit risk and IFRS. Currently, Hans is expanding technical skills in machine learning and data science at Universitat Politècnica de València.