Juliana Cardoso

Juliana Cardoso is a seasoned Senior Product Manager at Banco Santander, with extensive experience since April 2011 leading product vision, strategy, and roadmaps across various financial sectors. Juliana has international experience in Madrid, Spain, and has collaborated with teams across LATAM countries. Previous roles include Product Manager at Santander Investment, focusing on custody services, and Product Manager at Banco Safra, where responsibilities included lending, financing, and investment products. Juliana’s professional journey began as an Intern at Citibank, participating in credit approval and portfolio risk management. Educational qualifications include a postgraduate degree in Environmental and Sustainable Finance from FGV - Fundação Getulio Vargas, and a Master's in Business Economics from the same institution, along with a degree in Business Administration from Pontifícia Universidade Católica de São Paulo.