Sergio Morales Arruga

Sergio Morales Arruga, CFA, is a highly experienced finance professional with a focus on structured credit. Since May 2007, Sergio has held various positions at Banco Santander, progressing from Vice President to Managing Director in Active Credit Portfolio Management within the Corporate Investment Banking (CIB) division, specializing in CLOs, RMBS, SME CLOs, and ABS. Prior to joining Banco Santander, Sergio worked at Caja Madrid as Vice President of Loan Syndicate and Distribution and as a Risk Manager for the Miami Agency, focusing on US and LATAM project finance. Additionally, Sergio's career includes roles in derivatives at CM Capital Markets and IT services at IBM Global Services. Educational qualifications include an MSc in Electrical Engineering from Universidad de Zaragoza and certifications from CFA Society Spain and MITx.