Ashutosh Balyan

Ashutosh Balyan possesses extensive experience in credit underwriting and financial management, with a notable tenure at Bandhan Bank from April 2020 to March 2025 as the Head of Credit Underwriting for Mortgages and the Head of the Credit Underwriting (Housing Finance) department, along with overseeing the Fraud Containment & Monitoring Department. Prior to this, Ashutosh held the position of Zonal Credit Manager at L&T Housing Finance from June 2015 to November 2018, focusing on the North, Central, and East regions. Previous roles include Regional Credit Manager at Tata Capital, where responsibilities included heading the Strategy Team, and similar positions at Citi and GE Money Bank. Ashutosh holds an MBA in Finance and a Bachelor of Engineering in Civil Engineering from The Maharaja Sayajirao University of Baroda.