Muhammad Shoaib

Muhammad Shoaib is a seasoned finance professional with extensive experience in credit management and risk policies, currently serving as Senior Manager of IFRS 9 Management & Credit Policies at Bank Albilad since July 2008, after holding various managerial roles including Manager of Credit Policy and Portfolio Management and Corporate and SME Risk Manager. Prior to this, from September 2000 to July 2008, Muhammad was with MCB Bank Limited where responsibilities included overseeing credit analysis and policy development as Regional Credit Officer and Credit Hub Head, among other positions. Muhammad's academic background includes a Master's in Finance from the University of the Punjab, a Fellow Cost & Management Accountant designation, and a Diploma in Banking from the Institute of Bankers Pakistan.