Vincent Tan is an experienced banking professional with extensive expertise in cards and payment products management. Currently serving as Managing Director of Service Channels & Transformation at OCBC since October 2013, Vincent has held various senior roles, including Head of the Cards Business and Executive Director for Cards & Merchant Payments. Prior to OCBC, Vincent was Head of Cards & Payment Products at DBS Bank and held significant positions at United Overseas Bank Limited as Senior Vice-President for Cards Marketing and Co-Brand Partnership. Vincent's career began at Macquarie Pacific Star, where responsibilities included heading retail and corporate marketing, and included a tenure at the Singapore Tourism Board as Assistant Director. Vincent's educational background includes studies at INSEAD, the National University of Singapore, Raffles Junior College, and Anglo-Chinese School.