Michael Ng currently serves as the Assistant General Manager and Head of Unsecured Lending for Personal Digital Banking at Bank of China (Hong Kong), overseeing the Retail and SME Unsecured Lending Portfolio. Prior experience includes roles as Chief Product and Data Officer at OneConnect Smart Technology and as Head of Fintech Solutions as well as Director of Risk Management at Ping An OneConnect Bank (Hong Kong) Limited, where Michael was a founding team member of the virtual bank. Additional experience encompasses leadership positions at TransUnion, Citi, and HSBC, focusing on credit risk management and strategy. Michael holds an MBA from HKUST, a PMP certification from KORNER STONE Institute, and a Bachelor of Science in Mathematics and Computer Science from The University of British Columbia.
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