Bank Policy Institute
Sarah Flowers serves as the Senior Vice President and Senior Associate General Counsel at the Bank Policy Institute since April 2024, previously holding the position of Associate General Counsel in the Legal Regulatory Group at U.S. Bank from August 2020 to April 2024. During tenure at Sullivan & Cromwell LLP from March 2014 to August 2020, Sarah worked as an Associate in the Financial Institutions Group, focusing on transactions and bank regulatory matters, and represented the Bank Policy Institute in complex regulatory issues. Sarah also has experience as a Summer Associate at Sullivan & Cromwell LLP and a Research Assistant at Harvard Law School. Educational credentials include a Juris Doctor from Harvard Law School, a Master of Laws in Commercial Law from the University of Cambridge, a Master in Professional Accounting from Texas McCombs School of Business, and a Bachelor of Business Administration in Accounting, Finance, and Economics from the University of Oklahoma.
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Bank Policy Institute
The Bank Policy Institute (BPI) is a nonpartisan public policy, research and advocacy group, representing the nation’s leading banks. Our members include universal banks, regional banks and the major foreign banks doing business in the United States. Collectively, they employ almost 2 million Americans, make 72% of all loans and nearly half of the nation’s small business loans and serve as an engine for financial innovation and economic growth. Our staff includes economists, researchers, financial analysts and attorneys, all focused on using data and analysis to shape sound policy. We distribute our research and analysis to U.S. and global regulators, members of Congress, academics and media through academic-quality research papers, blog posts, white papers, comment letters, and Congressional testimony. We also serve our members through our Business-Innovation-Technology-Security division (better known as BITS), which provides an executive level forum to discuss and promote current and emerging technology, foster innovation, reduce fraud and improve cybersecurity and risk management practices for the nation’s financial sector. We take as a given that the business of banking is the business of taking and managing risk. BPI aims to shape policy to allow the nation’s leading banks to best serve their customers and fulfill their vital economic role while holding sufficient capital and liquidity to ensure that the risks they take are borne by their shareholders and creditors, not the taxpayer.