Ernest Pytlarczyk currently serves as the Managing Director in the Analysis and Digital Transformation Area and Chief Economist at Bank Pekao since April 2020, overseeing macro/markets research, sector analysis, and group strategy. Prior to this role, Ernest held various positions at mBank S.A. from December 2006 to April 2020, including Director of Investor Relations, Group Strategy, and macro/markets research. Additional experience includes roles at the University of Hamburg as a researcher and PhD student, a visiting researcher position at Deutsche Bundesbank, and analyst roles at Bank Handlowy (Citigroup), BRE Bank, and an internship at Polisa Zycie SA. Ernest holds a doctorate in Economics from the University of Hamburg, a Master's degree in Quantitative Methods from SGH Warsaw School of Economics, and is affiliated with the CFA Institute.