Arga M. Nugraha

Arga M. Nugraha is a seasoned professional in the banking and technology sectors, currently serving as the Director of Digital & Information Technology/CDIO at PT Bank Rakyat Indonesia (Persero) Tbk since January 2004. Arga's extensive experience spans multiple roles, including Director of Network & Services and Executive Vice President of BRILink Agent Banking Business, where responsibilities included overseeing a vast network of outlets and agents, driving digital transformation, and enhancing customer-oriented banking services. With a background in electronic banking, wholesale cash management, and strategic product innovation, Arga has consistently focused on financial inclusion and community empowerment. Arga holds a Master of Science in Information Technology with a minor in eBusiness from Carnegie Mellon University and a Bachelor's Degree in Information Technology from BINUS University.