Ratih Anggraeni

Ratih Anggraeni currently serves as the Senior Product Manager of Digital Saving at PT Bank Raya Indonesia Tbk., where responsibilities include developing the strategic roadmap for Raya's Digital Saving product, Saku Raya, since September 2019. Prior experience includes various roles at PT Bank Rakyat Indonesia (Persero) Tbk., including Product Marketing Manager for the Retail Payment Division, where Ratih developed marketing strategies for the BRIMo App and Britama Debit Card. Other positions at BRI encompassed Assistant Manager in Human Resources, Officer of Business Analysis, and participation in the Program Pengembangan Staff (PPS BRI), aimed at cultivating future corporate leaders. Ratih Anggraeni holds a Bachelor's degree in Public Administration from the University of Brawijaya, completed in 2013.