Muhammad Hidayat

Muhammad Hidayat is a seasoned professional with extensive experience in financial operations and account management at PT Bank Tabungan Pensiunan Nasional Tbk since January 2015, currently serving as a Senior Officer in the Payment Control Unit. Responsibilities include processing advances for official travel, ensuring payment document completeness, and authorizing bank reconciliation and account openings. Prior roles at the same institution involved tax reporting and sanction screening related to foreign currency transactions. Muhammad's career began with roles in back office operations, merchandising, and sales promotion, demonstrating adaptability across various sectors. Muhammad holds a Sarjana Ekonomi degree in Business, Management, and Marketing from Universitas Islam Jakarta.